Coinbase maker-taker fees: what you pay in 2026

Coinbase charges a maker fee between 0% and 0.4%, and a taker fee between 0.05% and 0.6%, depending on how much you trade in a rolling 30-day window^††. Maker orders sit on the order book and wait to be filled. Taker orders fill right away against an existing order, which is why takers pay more.

These numbers come from Coinbase's tiered trading schedule. If you use the basic Coinbase app instead of the tiered pro-style structure, the exact flat fee is not verified in this data set. Check Coinbase's own fee page before you trade if you're on the simple app.

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What's the difference between a maker and a taker fee on Coinbase?

A maker fee applies when your order adds liquidity to the order book. You place a limit order, it doesn't fill immediately, and it sits waiting for someone else to trade against it.

A taker fee applies when your order removes liquidity. A market order is almost always a taker order, because it fills against orders that are already sitting there.

Coinbase charges makers less than takers^††. Makers help keep the order book stocked with orders other people can trade against. Takers pay more because they use liquidity someone else already placed.

What are Coinbase's maker and taker fee rates?

Both fees scale with your 30-day trading volume. Trade more, pay less. Here's the range reported in official Coinbase fee documentation^††:

The maker fee can drop all the way to 0% at the top volume tier^†. The taker fee never reaches zero, it bottoms out at 0.05%^†. So even high-volume traders still pay something on taker orders. The exact volume thresholds for each tier are not covered in this Knowledge Graph, so confirm them on Coinbase's own schedule before relying on a specific number.

How do you calculate your Coinbase trading fee?

Fee math is simple multiplication: trade size times fee percent.

1. Find your order type. Limit order that doesn't fill right away = maker. Market order, or a limit order that fills instantly = taker.
2. Check your 30-day volume tier on Coinbase to find your rate.
3. Multiply your trade size by that rate.

Maker example: You place a $1,000 limit order that sits on the book. At the top tier, the maker fee is 0%, so you pay $0^†. At the lowest tier, the maker fee is 0.4%, so the same $1,000 order costs $1,000 × 0.004 = $4^†.

Taker example: You place a $500 market order. At the lowest fee tier, 0.05%, that costs $500 × 0.0005 = $0.25^†. At the highest tier, 0.6%, the same $500 order costs $500 × 0.006 = $3^†.

That $2.75 gap on the same $500 trade comes from tier placement alone, not trade size^†. If you trade often, your tier matters more than the size of any single order.

Want to run your own numbers? Use the fee calculator to plug in your trade size and compare the maker and taker outcome side by side.

What does Coinbase charge to withdraw crypto?

Withdrawal fees are separate from trading fees. Coinbase's structure depends on what you're moving and where^†:

The USDT cap is worth doing the math on yourself. Withdraw 5,000 USDT and 0.01% comes to 0.5 USDT, well under the 20 USDT cap^†. Withdraw 500,000 USDT and 0.01% would be 50 USDT, but the cap kicks in, so you pay 20 USDT instead^†. The cap only helps on large withdrawals.

Funding your account has its own cost structure too. ACH transfers from a US bank are free, a Fedwire transfer costs $10, and a SWIFT transfer costs $25^†. Debit card deposits carry a variable fee that isn't a fixed number in Coinbase's published data, so check the app at the time of deposit.

Common mistakes people make with Coinbase fees

• Assuming every order is a maker order. A limit order that fills instantly still counts as taker.
• Ignoring the volume tier reset. Your 30-day volume is rolling, not monthly by calendar, so a slow week can push your maker and taker fees into a higher bracket^††.
• Confusing the basic app fee with the tiered trading fee. They're different products with different pricing, and mixing them up leads to a wrong fee estimate.
• Forgetting the 20 USDT withdrawal cap works against small withdrawals, not large ones^†. Sending a tiny amount doesn't save you money the way it might feel like it should.
• Skipping identity verification before trying to withdraw. Coinbase requires KYC, and an unverified account can get stuck mid-withdrawal^†.

FAQ

Does Coinbase charge the same fee for buying and selling?

The maker and taker structure applies to both sides of a trade. Whether you're buying or selling, you pay the maker rate if your order adds liquidity and the taker rate if it removes liquidity^††.

Why is my taker fee higher than the rate I saw online?

Your rate depends on your 30-day volume tier. If your volume dropped, your tier can reset to a higher bracket, up to 0.6% at the lowest tier^†.

Can my maker fee really be 0%?

At the top volume tier, yes, the maker fee can reach 0%^†. The taker fee has a floor of 0.05% and doesn't reach zero at any tier^†.

Does withdrawing to another exchange cost more than an internal transfer?

Internal Coinbase-to-Coinbase transfers are free^†. Withdrawing to an external wallet or exchange involves a network fee, and for USDT and BTC Lightning specifically, an added Coinbase fee on top of that^†.

Read the full Coinbase review for the complete picture beyond fees, or check our methodology for how we verify every number on this site.

RISK: Crypto assets are volatile and unregulated in many jurisdictions. Not financial advice.