Does Coinbase charge a fee? Here's the full breakdown
Yes, Coinbase charges fees on trading, deposits, and withdrawals. See the confirmed maker/taker rates, deposit costs, and how to work out your own.
Last verified: See our sources
Coinbase review
Yes. Coinbase charges fees on most trades, some deposit methods, and certain withdrawals. The exact rate depends on which Coinbase product you use and how much you've traded in the past 30 days. Below is what Coinbase has published, with the numbers you can check against your own account.
How much does Coinbase charge to trade?
Coinbase runs two different trading experiences, and they don't price the same way.
Advanced Trade, Coinbase's order-book product, uses a maker-taker model. Fees scale down as your 30-day trading volume goes up.
| Fee type | Range | Note |
|---|---|---|
| Maker fee | 0% – 0.40% | Tiered by 30-day volume† |
| Taker fee | 0.05% – 0.60% | Tiered by 30-day volume† |
Coinbase offers this order-book style product alongside its simple app†. The basic buy/sell screen in the main app prices trades differently, through a spread plus a variable fee. Coinbase hasn't published a fixed percentage for that screen in a form the Knowledge Graph can verify, so that specific number is not verified here. Check it against the live quote on Coinbase's own fee page before you trade.
What does Coinbase charge for deposits and withdrawals?
This is where a lot of new users get surprised. Trading isn't the only cost.
| Method | Fee | Source |
|---|---|---|
| ACH bank transfer (US) deposit | $0 | † |
| Wire transfer (Fedwire) deposit | $10 | † |
| SWIFT deposit | $25 | † |
| Coinbase-to-Coinbase transfer | $0 | † |
| USDT withdrawal | 0.01%, capped at 20 USDT | † |
| BTC via Lightning Network | 0.2% | † |
| Other crypto withdrawals | Network fee only, no added Coinbase charge | † |
Debit card deposits carry a variable Coinbase fee that isn't published as a fixed number, and PayPal's exact linked-fee hasn't been confirmed either†. Treat both as "check at checkout" rather than a fixed rate.
How do you work out your own Coinbase fee?
Four steps, no spreadsheet needed:
- Find your Advanced Trade tier (based on your 30-day volume).
- Pull the maker or taker rate for that tier.
- Multiply your trade size by that rate.
- Add any deposit or withdrawal fee from the table above.
Worked example 1 (taker, high volume). You trade $2,000 and sit at the lowest taker tier, 0.05%†. $2,000 x 0.0005 = $1.00.
Worked example 2 (taker, low volume). Same $2,000 trade, but you're a smaller trader at the top taker rate, 0.60%†. $2,000 x 0.006 = $12.00. Same trade, twelve times the cost. Volume tier matters.
Worked example 3 (withdrawal). You withdraw 1,000 USDT. The fee is 0.01%, capped at 20 USDT†. 1,000 x 0.0001 = $0.10, well under that cap.
Run your own numbers in the fee calculator before you move funds.
Common mistakes when checking Coinbase fees
- Checking the simple app's price and assuming it matches Advanced Trade's maker/taker table. They're not the same product.
- Forgetting the network fee on crypto withdrawals. Coinbase doesn't add its own charge for most assets, but the blockchain still takes a cut†.
- Ignoring the 30-day volume tier. A low-volume taker pays twelve times more than a high-volume one on the same trade size, as shown in worked examples 1 and 2 above†.
- Assuming debit card or PayPal deposits are free. Coinbase lists those as variable, not zero†.
- Skipping the wire transfer fee. A $10 Fedwire charge on a small deposit† eats a bigger share of your balance than it would on a large one.
Is Coinbase cheaper than other exchanges?
That depends on the exchange and the product you're comparing it to, and the Knowledge Graph used here only holds Coinbase's own numbers. For a side-by-side check against another exchange's published rates, browse our best exchanges list. Full methodology for how we source and verify these numbers is on our methodology page.
FAQ
Does Coinbase charge a fee to transfer crypto to another wallet?
Moving between two Coinbase accounts is free†. Sending to an outside wallet depends on the asset: USDT carries a 0.01% fee capped at 20 USDT, BTC sent via Lightning carries 0.2%, and most other coins only pass through the network fee with no added Coinbase charge†.
Does the basic Coinbase app price trades the same as Advanced Trade?
No. Advanced Trade uses the published maker/taker table above††. The simple app's exact spread and flat fee aren't verified in a comparable format, so check the live quote on Coinbase's own site before confirming a trade.
Is there a fee just to hold crypto on Coinbase?
Not verified. Coinbase hasn't published a standing custody fee in the sources used here. If this matters to you, confirm it on Coinbase's official pricing page.
Ready to try Coinbase?
Please check local regulations before signing up.
DISCLOSURE: CompareCEX may earn a commission when you sign up through our links. This does not influence our editorial scores. RISK: Crypto assets are volatile and unregulated in many jurisdictions. Not financial advice.
Read Coinbase's full profile on its exchange page, and see how we're compensated for recommendations in our affiliate disclosure.
Related guides
- How do you buy crypto with a credit card at low fees?Only a few exchanges publish a real credit card fee you can compare. See which ones, what the number actually is, and the cards that cost more than they look.
- Coinbase app in Germany: what it does and what's not confirmedDoes the Coinbase app work in Germany? Here's what it covers, how KYC works, and what SEPA details aren't confirmed in our sources.
- What are the top volume crypto exchanges right now?A look at exchanges usually named for high trading volume, how to check the numbers yourself, and mistakes to avoid when size is your only filter.